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Churn Rate Calculator

Measure how fast you lose customers and revenue. Enter your period's numbers to get customer & revenue churn, retention, annualised churn and average customer lifetime.

Your period (monthly)

$
$
Monthly customer churn
3.0%
Revenue churn
-
Retention rate
-
Annualised churn
-
Avg customer lifetime
-
Segment median
-
You
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Retention curve: share of today's cohort still subscribed each month at this churn rate.

Customer churn vs revenue churn

Customer churn = customers lost ÷ customers at the start of the period. Revenue churn = MRR lost ÷ MRR at the start, it can differ a lot from customer churn if your churned accounts are bigger or smaller than average. A small monthly number compounds: 3% monthly churn means roughly 30% of a cohort is gone within a year. Average customer lifetime is 1 ÷ churn rate, so cutting churn from 3% to 2% stretches lifetime from 33 to 50 months and raises LTV.

Worked example: a 500-customer SaaS month

A company starts the month with 500 customers and $50,000 of MRR, loses 15 customers and $2,000 of MRR to cancellations and downgrades.

Default inputs of the calculator above. Change any input to run your own numbers.
ItemValue
Customers at start500
Customers lost15
MRR at start$50,000
MRR lost (churned + contraction)$2,000
Revenue churn (2,000 ÷ 50,000)4.0%
Retention rate (1 − 3.0%)97.0%
Annualised churn (1 − 0.9712)30.6%
Average customer lifetime (1 ÷ 3.0%)33 months
Monthly customer churn (15 ÷ 500)3.0%

Revenue churn (4.0%) is above customer churn (3.0%) here, so the accounts that left were larger than average.

What is a good monthly churn rate in 2026?

Pick your segment in the "Compare with" menu above and the calculator puts your number next to the published median. The retention studies report annual gross revenue retention (GRR), so the calculator converts it to a monthly revenue churn with 1 − GRR1/12, which assumes churn is spread evenly across the year:

SegmentMedian annual GRR≈ Monthly revenue churnSource
Private B2B SaaS, all91%0.78%SaaS Capital 2025
Month-to-month contracts89%0.97%SaaS Capital 2025
Multi-year contracts94%0.51%SaaS Capital 2025
Contracts above $250K a year95%0.43%SaaS Capital 2025
ACV under $5K80%1.84%Benchmarkit 2026
ACV $50K to $100K91%0.78%Benchmarkit 2026

The two studies measure different populations, so read them side by side rather than as one scale: SaaS Capital surveys more than 1,000 private B2B SaaS companies; Benchmarkit's all-company median GRR for calendar 2025 is 84%, down from 88% a year earlier, against what it calls an 85% to 90% goal. For customer (logo) churn, the most cited medians are ChartMogul's: 6.1% a month for products under $25 a month and 2.2% above $500 a month, from 2022 data (ChartMogul). The churn and retention guide covers what drives the differences.

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Frequently asked questions

How do you calculate churn rate?
Divide the customers lost during the period by the customers you had at the start, then multiply by 100. Losing 15 of 500 customers in a month is 15 ÷ 500 = 3.0% monthly churn. Customers you win during the month do not go in the denominator.
What is the revenue churn formula?
MRR lost to cancellations and downgrades ÷ MRR at the start of the period. $2,000 lost from $50,000 is 4.0%. Expansion revenue is left out here; counting it gives net revenue churn, the flip side of net revenue retention (NRR calculator).
How do you convert monthly churn to annual churn?
Use 1 − (1 − monthly churn)12, not monthly churn × 12. At 3% a month that is 1 − 0.9712 = 30.6% a year, because each month's churn applies to a smaller remaining base.
How do I calculate churn rate in Excel?
Put customers at the start in A2 and customers lost in B2, then use =B2/A2 for monthly churn and =1-(1-B2/A2)^12 for the annualised figure. Format both as percentages.
What is a good churn rate for SaaS?
It depends on price point. In ChartMogul's 2022 data, median monthly customer churn was 6.1% for products under $25 a month and 2.2% above $500 a month. On revenue, SaaS Capital's 2025 survey found a median gross revenue retention of 91%. Details in our churn and retention guide.
How do you calculate customer lifetime from churn?
Average customer lifetime = 1 ÷ monthly churn rate. At 3% monthly churn that is about 33 months, which feeds straight into LTV.
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Citation

Adlega. "Churn Rate Calculator: How to Calculate Churn (Formula)." Updated October 22, 2026. https://adlega.com/blog/tools/churn-rate/

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<a href="https://adlega.com/blog/tools/churn-rate/">Churn Rate Calculator: How to Calculate Churn (Formula)</a> (Adlega, updated October 22, 2026)

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