Free tools

SaaS & Startup Calculators

Quick, free calculators for the numbers founders actually run, ownership, growth, profit and churn. No signup needed. When you outgrow a one-off number, model the whole business in Adlega. Want a spreadsheet instead? Every calculator has a free Excel template.

Explainer

How Money Is Structured

Interactive P&L: follow a dollar of revenue down to net income through COGS, OPEX, D&A, interest and tax. Hover each layer.

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AI

AI Cost & Margin

Enter tokens, model prices and your plan price to see AI COGS, cost per customer, gross margin before vs after AI, and the price rise or cost cut to hold your target margin.

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Pricing

SaaS Price Increase Calculator

How many customers can you lose before a price increase stops paying? Break-even churn, 12-month MRR and NRR, plus a seat vs usage vs hybrid P&L.

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Billing

SaaS Billing Fees

Compare Stripe Billing, Chargebee, Recurly, Maxio, Paddle, Polar and Stripe Managed Payments at your MRR: platform fee, card processing and the gross-margin points each one costs.

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Founders

Startup Finance Stack Cost

What payroll, banking, billing, bookkeeping, cap table, data room and Delaware upkeep cost at pre-seed, seed and Series A. Swap any tool and see the share of burn.

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Banking

Startup Banking Cost

Mercury, Relay, Bluevine, Rho, Brex, Ramp and more at your balance and activity: wire, FX and card fees, cashback and what your idle cash earns.

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Hiring

Payroll Cost

What your team really costs: 2026 employer taxes by state, benefits, people abroad via EOR or as contractors, payroll software fees and the runway they use.

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Tax

R&D Tax Credit Estimator

Federal research credit with the alternative simplified method, the Section 280C reduced credit, the payroll tax offset for qualified small businesses and the Form 6765 Section G test.

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Founders

Delaware Franchise Tax

Got a five-figure Delaware tax notice? Compare the Authorized Shares and Assumed Par Value Capital methods and see what you actually owe, with quarterly estimates.

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Founders

Cap Table & Dilution

Model founder & investor ownership across funding rounds, including the option pool and new-money dilution.

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Fundraising

How Much Should I Raise?

Size your round from burn, hires and growth, then see the dilution, the runway it buys and your financial slide.

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Founders

Equity Dilution Calculator

Add each funding round, raise, pre-money and option pool, to see how much of your company you keep after Seed, Series A, B and beyond.

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Founders

Data Room Checklist + Readiness Score

Pick your round, tick what you have: readiness score by folder, the top 5 gaps, and 78 items with why investors ask.

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Founders

Liquidation Preference Calculator

Exit waterfall for up to four preferred rounds: 1x or 2x, participating, capped and senior terms. See what common gets at any sale price and where each investor converts.

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Founders

Down Round and Anti-Dilution Calculator

See how a down round and broad-based, narrow-based or full ratchet anti-dilution change conversion prices and founder ownership.

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Founders

SaaS Valuation Calculator

A low, mid and high valuation range from ARR, growth, NRR and Rule of 40, using dated 2026 multiples, plus pre-money, post-money and dilution for your raise.

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Template

Investor Update + Board KPI Pack

Type the month's MRR movement, cash and burn; get a ready-to-paste investor update email and a one-page board pack with trend.

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Forecast

ARR Waterfall Calculator

Bridge beginning to ending ARR through new, expansion, contraction and churn, with net new ARR, NRR, GRR and quick ratio by month or quarter.

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Growth

Sales Capacity Calculator

Turn AE quota, attainment, ramp and hiring dates into monthly bookings capacity, the gap to your target and the pipeline coverage you need.

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Growth

Sales Commission Calculator

Commission rate from OTE and quota, accelerator tiers, ramp and clawbacks, and how many months each rep takes to pay back in cash.

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Forecast

MRR Growth Projector

Project 12 months of MRR and ARR from new subscriptions, churn and expansion, see the curve.

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Growth

Trial-to-Paying Funnel

Turn visitors into trials into paying customers, then see new MRR, blended CAC and CAC payback, the full funnel-to-finance cascade.

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Benchmarks

SaaS Benchmark Calculator

Enter your growth, NRR, GRR, margin, CAC payback, LTV:CAC and burn multiple to see how you compare to 2026 B2B SaaS medians by segment.

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Planning

SaaS Budget & Rolling Forecast

Plan 12 months of MRR, hires and costs, then enter actuals to see budget vs actual variance and a rolling forecast for the rest of the year. Excel download included.

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Cash

12-Month Cash Flow Forecast

Month-by-month receipts and payments: card and invoice collections with a DSO lag, annual invoices, payroll, bills on terms, financing, a minimum cash line and cash vs P&L.

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Cash

13-Week Cash Flow Forecast

Week-by-week receipts and payments for the next quarter: card and invoice collections, payroll runs, bills and a minimum cash line, with a rolling re-forecast. Excel download included.

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Planning

Hiring Plan & Employee Cost

Fully loaded cost per employee from salary and US state (2026 taxes), a 24-month hiring plan, and the runway one more hire costs. Excel download included.

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Planning

Scenario & What-If Calculator

Set your base case, then flex one lever, hire/cut headcount, growth, churn or price, and see runway, MRR and cash move side by side.

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Survival

Runway & Burn Calculator

Cash, expenses and revenue in, gross burn, net burn and how many months of runway you have left, with a cash-out chart.

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Template

SaaS P&L Template

Monthly SaaS income statement: subscription, usage and services revenue, SaaS COGS, opex by department and KPI rows.

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Template

3-Year Financial Projections Template

Pro forma income statement, cash flow and ARR, NRR, burn multiple and Rule of 40 for three years from your drivers.

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Finance

Net Income Calculator

Revenue minus COGS, operating expenses, interest and tax, your true bottom line and net margin.

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Growth

CAGR Calculator

Compound annual growth rate between a starting and ending value over any number of periods.

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SaaS

Rule of 40 Calculator

Add growth rate and profit margin to get your Rule of 40 score, a pass/fail verdict and how you compare to the SaaS median.

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Accounting

Deferred Revenue Calculator

Roll deferred revenue forward from bookings, contract term and billing, with RPO, cRPO and unbilled RPO by month.

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Retention

Churn Cost Calculator

See the ARR you lose to cancellations and failed payments, the CAC to replace it, and what a 1-point churn cut is worth.

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Retention

Churn Rate Calculator

Customer and revenue churn, monthly and annualised, plus the retention rate it implies.

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SaaS

Unit Economics Calculator

LTV, the LTV:CAC ratio and CAC payback period, see if each customer is actually profitable.

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SaaS

LTV:CAC Ratio Calculator

ARPA, margin, churn and CAC → lifetime value, the LTV:CAC ratio and payback, with a verdict against the 3:1 benchmark.

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Hiring

Employer Cost by Country

Salary in 12 countries → every mandatory employer contribution on top, with caps and official sources, and the total cost of employment.

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SaaS

NRR and GRR Calculator

Starting MRR, expansion, contraction and churn → net and gross revenue retention, the annual equivalent, and 2026 benchmarks by segment.

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SaaS

CAC Payback Calculator

CAC, ARPA and gross margin → how many months to recover the cost of acquiring a customer, vs the 12-month bar.

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Finance

Break-Even Calculator

Fixed costs, price and variable cost per unit → your break-even point in units and revenue, plus contribution margin.

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SaaS

SaaS Magic Number Calculator

Net new ARR per dollar of S&M spend, your sales-efficiency verdict against the 0.75 threshold, plus implied CAC payback.

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Plan the whole picture in Adlega

Adlega turns these one-off numbers into a live financial model for your SaaS, projections, scenarios and dashboards.

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